damaged equipment liability

damaged equipment liability

Post by David Ingl » Tue, 28 Mar 1995 09:11:12


Has anyone out there ever damaged equipment from one of the windsurf
resorts in Aruba? The reason I ask is because I always assumed these
places that rent watersport equipment must carry some type of insurance
to cover losses like damaged sails, boards, etc. We booked a trip
through Vela in April and some of the paper work they sent us says
that the user is responsible for any equipment damaged. This means at
cost plus 10% for parts and labor and must be paid in cash when the
damaged equipment is returned. The ease with which a sail, boom, skeg,
etc. can be damaged makes this a bit scary (and possibly expensive!)
Any horror stories out there??

Dave

 
 
 

damaged equipment liability

Post by Kevin Cla » Wed, 29 Mar 1995 01:28:56

Quote:

>Has anyone out there ever damaged equipment from one of the windsurf
>resorts in Aruba? The reason I ask is because I always assumed these
>places that rent watersport equipment must carry some type of insurance
>to cover losses like damaged sails, boards, etc. We booked a trip
>through Vela in April and some of the paper work they sent us says
>that the user is responsible for any equipment damaged. This means at
>cost plus 10% for parts and labor and must be paid in cash when the
>damaged equipment is returned. The ease with which a sail, boom, skeg,
>etc. can be damaged makes this a bit scary (and possibly expensive!)
>Any horror stories out there??

>Dave


Actually, my experience was anything but a horror story.  I broke a
carbon mast at Vela in Cabarete.  I had purchased the insurance but there
was a deductible.  I forget what they charged me, but I remember it as
being reasonbable, certainly way less than the mast would cost to replace.
  I think it was about $50 out-of-pocket for me.  I don't think they are
interested in nickle and diming you because they want you back.  I also
don't think they will wait on the beach for you, ready to inspect your
gear for some minor damage and then demand that you pay up.  I can't
imagine that you'll have to much to worry about in Aruba as far as
breaking gear, but I'd still go ahead and get the insurance.  I think
their policy is reasonable, otherwise people would really trash their
gear.

 
 
 

damaged equipment liability

Post by ellen fall » Thu, 30 Mar 1995 04:14:33

Not a horror story, sorry, but some general experience...
We have been on a number of windsurfing vacations in a variety of places and
have nearly always been offered some kind of insurance package, which usually
also has a deductible.  In Aruba, at Vela, it was offered and we have taken it
although we have never needed it (knock on wood). (This year it was close tho.
I aborted a jibe and put my knees thru a sail, which had been patched a lot
already. As their much needed but delayed new equipment had just arrived I was
forgiven- a good thing as the repair job would have cost more than the sail!)
 Judging by what people do with rental equipment (simply because it *is not
their own* stuff, like sail over the reef gouging the $100 fin, try loops in
shallow water, etc) it is a valuable tool towards preserving the equipment.
people go there to learn water starts and many booms crash into many boards,
but "gosh, I'm sorry" doesn't help get that board back in service for the new
sailors arriving tomorrow.
In Margarita, one guy went thru 3  sails, all brand new in the first 2     days we were there.
In Hawaii, every place (2) that we have rented from had the insurance package,
which *did not* include damage done while performing aerial stuff, stuff  falling
off the car, or damage done while on or in the car. From the business point of
view it is a necessary item, especially if you are on an island and have to
import all the gear.
My 2   cents.
Ellen